Summer On A Budget

It’s been raining in the midwest almost every day recently. I’m a city girl, but I learned from my husband prior to reading news, that it has been too rainy and damp in general for many farmers to plant. Hopefully, that gives a bit of perspective on this lame spring weather. I’m excited about summer,…

Get Your EIN

So, you’ve decided to start your own business, or you need to know a bit more about the next step. We recommend applying online at https://sa.www4.irs.gov/modiein/individual/index.jsp. After you have reviewed the popular types of legal entities available to you in the US, you’re ready to create your Employer Identification Number (EIN). You will need to know…

Learn to Save

Saving isn’t always easy. Life can be expensive and sometimes we want to treat ourselves to special treats that aren’t in the budget. It’s important to understand the necessity of saving and make your best effort to save daily. Below are a few great tips for getting on track. Create a Budget On the first…

Cocktail: Kahlua Hack

As I was thumbing through old recipes, I ran across a recipe for homemade Kahlua. It turns out it’s super easy! If you have extra instant coffee in our kitchen, as we do after camping season, you might as well try out this gem of a cocktail recipe. INGREDIENTS 3 c sugar1 quart distilled water…

Find Dropshipping Customers

After the recent blog post, Dropshipping with Shopify, the next most valuable step I thought of for you would be to let you know a few ways to get customers. You can’t earn money if you don’t have customers, right? Ok, so let’s dive into different avenues for gaining customers. Your audience and your product type…

Dropshipping with Shopify

Life, Love & Debt isn’t a dropshipping website, but over the years, I have dabbled in starting dropshipping businesses and have learned a lot from those successful dropshipping entrepreneurs. I haven’t conquered it yet, but maybe one day down the line I’ll have my own dropshipping business. For now, please enjoy this comprehensive post all…

Legal Business Structures

After having set up multiple businesses over the years, and finally deciding to commit to Life, Love & Debt, I know I have vital business information to share. Remember that to effectively operate as a business, not as an individual, you will need an Employer Identification Number (EIN). Below, I will help you learn which…

The Right Website Builder

There are a multitude of website builders out there waiting for your time and money. In the most ideal world, you will choose the correct website builder straight away. Know that this isn’t always the case, but this article will provide you with valuable information and links to send you on your way to learning…

What to Offer as a Virtual Assistant

Having been an Executive Assistant to C-Suite executives for over a decade now, I understand the wants and needs of many executives. Unless there is something out of the ordinary that is expected, I have a pretty good handle on how to provide optimal assistance. Virtual Assistant responsibilities are manageable and even simple at times….

Take Advantage of HSA Contributions

Take Advantage of HSA Contributions Medical expenses are a huge portion of the deductions from our paychecks. Currently, my medical insurance cost is higher than it’s ever been, which says a lot because I’ve lived in big cities and worked for very small companies. Talk about high rates there. Nothing has yet compared, for me,…

Keep Warm This Weekend!

Keep Warm This Weekend! I’m not sure where you are, but here in the Midwest, it’s freezing and we’re supposed to get quite a bit of snow this weekend. I’m thinking we’ll be watching football from home tomorrow! For a bit of weekend entertainment, check out these links. True Detective Season 3 Is Mahershala Ali’s Show…

The Types of Insurance You Need

The Types of Insurance You Need After having a home broken into, family members pass away, and having been hit by an uninsured motorist, I decided that it’s a good idea for you to know about different types of insurance, and which will be most useful for your life today. Auto Insurance Aside from the…

How I Paid Off $34,000 Of Debt

How I Paid Off $34,000 Of Debt It was just a little over a year ago that I decided to get my finances in order. I’m a little late to the game, having surpassed 30. I’ve had many fluctuations in life that have contributed to my debt, so the situation is intricate, yet easy to explain….

We Saved On Vacation

This past year was a great one! We closed 2017 with a bang, part of which was due to an amazing family vacation. We’re not millionaires, so we don’t spend like we are. This year we got to live a little above our means without needing to pay the extra cash. We got to save…

Save On Life And Household Necessities

Yes, our blog is about getting out of debt. And although it’s not the only topic we cover, it’s essential and saving money on items you use every day helps keep those other parts of our lives in order. Let’s delve into how to save money on your life and household necessities. Luckily, we don’t…

Get Healthy With or Without Your Partner

As you know, this is not a fitness blog. I don’t claim to be a fitness expert. I love food! And Keith and I enjoy making food and drinks together. It’s a fun activity that (usually) ends in a delicious, nutrient-packed meal. Yes, I mentioned nutrients, which is healthy, right? So why are we here?…

Save Money, Use Honey

You might have noticed by browsing our site that we love to save money. You and I both know that couponing is a good way to save, but honestly, I’m not so great at it. If you’re an expert couponer, please share your tips! Either way, the tool we’re talking about today will make the couponing…

Website Hosting with InMotion in 3 Simple Steps

I have put this post together to provide you with a review and guide to setting up your own blog. You will find information about the best hosting service and blogging platform. This differs from the usual Bluehost posts that are often found in the blogging community. Although Bluehost is a valuable service, I have…

Live Like a Millionaire: Enjoy Life While Getting Rich

Enjoying life while getting rich sounds counterintuitive to most people. It’s not. There are many people right here in the U.S. who are becoming millionaires while enjoying what they do and how they spend their time. I’m sure you’re asking yourself how anyone makes this happen. I’ll delve into steps you can take to be…

Six Reasons You’re Broke

Half a year ago I felt I had to reorganize my finances to stay sane. I looked at my accounts and calculated how much I owed altogether. I wasn’t a fan of the final number! After seeing my debt combined, I had to find out where my money was going and what I was doing…

Travel Beauty Tips

Over the years, I’ve caught on to a few tried and true travel beauty tips. After trying the tips and tricks offered by everyone from my grandma to the editors of countless beauty magazines, I have my faves. Below I share five of my healthy skin and beauty items I cling to when traveling, aside…

Top Low-Cost Date Night Activities

Keith and I truly enjoy our time together and with our underlying goal of a fairly cost-effective lifestyle, low-cost dates are a favorite! Going out without the stress of how much is coming out of your pocket is a great feeling. Check out some of our favorites below. If it suits you, enjoy the indoor…

White Wine Shrimp Bruschetta with Sweet Basil

Guests truly enjoy this dish! When I fix this Shrimp Bruschetta on Ciabatta, I get requests to make it again. It’s easy to make and you don’t have to hover over the stove the entire time for it to turn out tremendous! Everyone needs a quick and easy dinner in their back pocket for those…

About Me

Having always enjoyed helping others, I quickly found that my sweet spot in life was to assist others in achieving their dreams. From large corporate enterprises to startups and individuals, I find enjoyment in helping others grow and succeed. My work with CEOs, C-Level executives, and staff over the past 10 years has provided me…